SAFEGUARD FINANCIAL Eric M. Harthun

Welcome to the SAFEGUARD FINANCIAL web site, where you'll find a wealth of information in the form of newsletter articles, calculators, e-seminars, and research reports. Safeguard Financial created this web site to help you gain a better understanding of the financial concepts behind estate planning, insurance, retirement, and wealth preservation.  Additionally, I hope you find the value of working with an experienced professional to pursue your financial goals. 

I invite you to take advantage of this resource and visit us often.  This information is updated frequently, and I wouldn't want you to miss any developments in the area of safeguarding your finances.

Eric M. Harthun                                                                                     

President/Financial Advisor

 

 

 

 

 

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Calculators

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Credit Card Debt

How Long Will It Take to Pay my Balance?

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

More Calculators →

Newsletters

HOT TOPIC: Current Economic Conditions and the Prospect for Inflation

Inflation jumped up to 3.2% in April. That’s still below the 50-year average but it may be little consolation for anyone who has been to a gas station or a grocery store recently.

Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

Are Consumers Holding the Keys to a Better Economy?

Consumer spending still accounts for about 70% of gross domestic product, but some government statistics suggest that consumers may have reduced spending drastically in recent years, especially on discretionary items. High unemployment, household debt, and a general lack of confidence can affect consumers' ability and willingness to spend.

Ways to Save More

About two out of three American workers are saving for retirement, but less than half are confident that they will save enough money to live comfortably during their retirement years. This article includes suggestions for readers to take small steps that could make a big difference when they are ready to retire.

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