SAFEGUARD FINANCIAL Eric M. Harthun

Welcome to the SAFEGUARD FINANCIAL web site, where you'll find a wealth of information in the form of newsletter articles, calculators, e-seminars, and research reports. Safeguard Financial created this web site to help you gain a better understanding of the financial concepts behind estate planning, insurance, retirement, and wealth preservation.  Additionally, I hope you find the value of working with an experienced professional to pursue your financial goals. 

I invite you to take advantage of this resource and visit us often.  This information is updated frequently, and I wouldn't want you to miss any developments in the area of safeguarding your finances.

Eric M. Harthun                                                                                     

President/Financial Advisor

 

 

 

 

 

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Calculators

Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

More Calculators →

Newsletters

Another Year, Another AMT Patch

The 2010 Tax Relief Act adjusted AMT exemption levels for 2010 and 2011 to help prevent an estimated 21 million middle-income taxpayers from being subject to the alternative minimum tax. Will Congress enact another patch for 2012?

Roth IRA Conversion Mistakes Can Be Costly

One popular way to fund a Roth IRA is by transferring assets from a traditional IRA or an employer-sponsored retirement plan. This type of transaction, called a Roth IRA conversion, is simple in theory but can be complicated in practice. If you make certain mistakes, you could lose some key advantages.

To Roll or Not to Roll: It's Your Choice

Some employers are encouraging departing employees to leave their retirement savings in their employer plans. But employees should make any decisions based on their own needs and concerns, not the former employer's. Read about the pros and cons of rolling over retirement plan assets to an IRA.

The Financial State of the States

Many state and local governments have struggled with lower tax receipts and large budget deficits — during and after the recession. This article offers a closer look at the financial pressures facing the states and how the methods used to address budget shortfalls could ultimately serve as a drag on the national economy.

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