Is Your Financial Picture Complete?

 There are many pieces to a well-built financial plan such as savings, insurance and investments.

Have you thought about your end-of-life expenses?

In many cases, it's the last piece of comprehensive financial picture.  Today, more people are pre-funding their final expenses to avoid leaving a burden to their survivors.

Key Benefits Include:

   ~  Exempt Assets - May be considered an excluded asset in order to qualify for Medicaid.*

   ~  Protection - Funds used for funeral expenses are protected from creditors, such as nursing homes, hospitals, lawyers, etc.*

   ~  Funds Increase Over Time - When you set aside funds in advance as a "single pay" plan, the death benefit increases at a predictable growth rate, just like a savings account.

   ~  Make Tax Time Easier - By transferring funds from an investment such as a CD (Certificate of Deposit) or money market account, you don't have to worry about taxation on growth or 1099 forms.

   ~  Peace of Mind - Take comfort in knowing funeral expenses are taken care of.

Contact our office for an explanation of how an Irrevocable Funeral Trust can complete your financial picture.

Eric@SafeguardYourFinances.com

* If irrevocably assigned to the NGL Funeral Expense Trust.  Insurance coverage provided by National Guardian Life Insurance Company. National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America, a/k/a The Guardian or Guardian Life.  Policy Form Series NPNCERTSP2002, NONSPID2000.  AD 8/10